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Advantages of Workman’s Comp

There are various benefits enjoyed by employees under workman’s comp. Medical benefits is one of the benefits under workman’s comp. This benefits employees after they are injured. The payments are normally made until that point where the employee is cured. Medical cost payments are paid directly to the healthcare provider. Following the doctor’s orders is all the employee will have to do in this case. In some cases you can choose the physician you want to be treated by. In other cases employees don’t get a chance to choose. The workman’s comp provider is the one responsible for paying medical costs, surgical fees and nursing care expenses. All costs will also be covered if rehabilitation treatment is required. This can greatly benefit an employee that suffers a serious injury. The workman’s comp also ensures that travel expenses to and from medical facilities are covered.

Indemnity benefits are other benefits offered under the workman’s comp. An injured employee may not be able to work at all. In this case the salary they will receive after the accident may be less compared to what they used to earn. This means they will lose their income and their lifestyle will also diminish. The extent of injuries is what determines the payment the employee will receive. For example there are those injuries that are meant to recover after a certain period of time. In this case the employee can be assigned light duties when he returns to work.

In this case the employee will enjoy benefits such as lost wages. An employee may suffer permanent injury during the accident. The payments in this case will be made for years. It is very possible for an employee to suffer from permanent disability and this means he cannot go back to work. The workman’s comp also covers for medical costs in this case. In this case the payments may be extended to the duration of the disability. There may also be a case where the employee is expected to recover but cannot work during that time. In this case the employee may be required to be on bed rest or even in the hospital. The workman’s comp pays all the medical bills and lost wages in this case.

Another benefit under workman’s comp is death benefits. This helps in covering funeral expenses plus payments to the dependents. There are specific conditions that determine whether death benefits will be enjoyed. For instance the death must have been caused by the work-related injury. A request for the death benefits must also be applied within a specific period of time. In this case the dependents are paid according to the law. For instance before the children reach 18 years they will always be compensated. The benefits under the workman’s comp are very beneficial to employees.

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